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UC Davis Class of 2020 Personal Financial Success

Helping you achieve success now and throughout your career.

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Instructor: Lance Roasa, DVM, MS, JD

Teaching Assistant: Steve Kellner

Email address: [email protected], [email protected]

Course Description

Course Goals

Students who complete this course successfully will be able to:

Financial Wellness

  1. Recognize the correlation between personal financial health and personal wellness.

Budget formation

  1. Use personal budgeting to make spending decisions and forecast expenses based on past habits.
  2. Recognize the benefit of working through budgets with trusted peers.
  3. Analyze personal spending habits and gain tools to form spending habits that will lower debt from personal spending.
  4. What is a budget? Recognize that a budget is a financial decision-making tool
  5. Recognize that financial stability and empowerment of financial knowledge leads to reduced anxiety and stress
  6. Understand the value of credit scores and effect on financial success

Paying for Veterinary School

  1. Understand how to use a college's estimated cost of attendance to develop a budget while attending veterinary school
  2. Compare and contrast the options available for paying for a veterinary medical education which include:

Career Pathways

  1. Assess the choices for possible career pathways
  2. Understand compensation packages from selected career pathways
  3. Understand the steps necessary for career development
    1. Develop a resume and cover letter
    2. Develop proper communication skills with potential employers

Daily Work/Homework

Students will be required to respond to questions that will be asked through emails and teachable sent by the drip.vet team.



Your Instructor


Lance Roasa, DVM, JD, MS
Lance Roasa, DVM, JD, MS

Dr. Roasa has earned his veterinary and Master’s degrees from Texas A&M University and his law degree from the University of Nebraska. He has worked for Banfield in Phoenix and has owned and operated a mixed animal practice in the mountains of Colorado. He has co-founded and co-owns a group of practices in Nebraska, operates a law practice and delivers on-line CE via drip.vet. He is the past president of the American Veterinary Medical Law Association and a national co-advisor to the Veterinary Business Management Association. He serves on the board of directors of the Mark Morris Institute and on the advisory board to Veterinary Team Brief.


Course Curriculum


  drip 1: Introduction to Personal Financial Success
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  drip 2: Your Guides for the Journey
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  drip 3: What Is Drip Teaching Methodology?
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  drip 4: Why Is Your Financial Success Important?
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  drip 5: What Are Your Financial Concerns?
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  drip 6: Why Is Your Budget Important?
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  drip 7: What Are Your Budgeting Habits?
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  drip 8: How Often Do You Check Your Budget?
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  drip 9: Real Life - Why Is Budgeting Important?
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  drip 10: What Is Your Budgeting Tool?
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  drip 11: What Is the Theory Of Habit Formation?
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  drip 12: Creating a Budget
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  drip 13: Real Life - How Does Budgeting Apply In Practice?
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  drip 14: The Cost of Attendance
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  drip 15: Real Life - Why Is Budgeting Important?
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  drip 16: Paying for Vet School
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  drip 17: Starting Your Budget
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  drip 18: Real Life: The Cost of Attendance
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  drip 19: How To Pay for Vet School Loans?
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  drip 20: Paying for Vet School
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  drip 21: Paying for Vet School
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  drip 22: Paying for Vet School
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  drip 23: What Is Compound Interest?
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  drip 24: Tips For Minimizing Personal Expenses
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  drip 25: What Type of Spender Are You?
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  drip 26: The Cost of Money
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  drip 27: Your Budget!
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  drip 28: My Career in Veterinary Medicine
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  drip 29: My Career In Veterinary Medicine
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  drip 30: The Cost of Attendance
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  drip 31: How do you find that GREAT job?
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  drip 32: How to Develop a Resume
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  drip 33: Starting the Process to Locate THE Job
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  drip 34: What is an emergency fund?
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  drip 35: Resume Templates
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  drip 36: The Building Blocks of Your Resume
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  drip 37: The Cover Letter
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  drip 38: Cover Letter the Right Way
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  drip 39: My First Job
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  drip 40: My Veterinary Life
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  drip 41: Resource Highlight
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  drip 42: Exploring Career Pathways
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  drip 43: Well-Being Assessment
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  drip 44: Resource Highlight
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  drip 45: Budgeting Check-In!
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  drip 46: The Power of Decreasing Recurring Expenses
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  drip 47: Resource Highlight
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  drip 48: Well-Being and Your Career
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  drip 49: Your New and Improved Budget
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  drip 50: Credit Scores
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  drip 51: Motivation?
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  drip 52: What do veterinarians do and how much do they earn?
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  drip 53: Credit Card Debt
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  drip 54: Debt-Management Resources
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  drip 55: If You're in a Deficit
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  drip 56: How to Build and Maintain Your Credit Score
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  drip 57: Stress Reduction
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  drip 58: Re-Visiting Your Budget
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  drip 59: Types of Spenders - A Refresher
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  drip 60: Your Future
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  drip 61: Your Future Income
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  drip 62: Your Future Income - UC Davis Edition
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  drip 63: Compensation of Veterinarians
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  drip 64: Fiduciary?
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  drip 65: Emergency Fund
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  drip 66: Get the Dust Off That Resume and Cover Letter
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  drip 67: Cover Letter Refresher
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  drip 68: Continued Professional Development
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  drip 69: Practice Ownership
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  drip 70: Resume Basics Recap
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  drip 71: COVID-19 and Your Career
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  drip 72: What is your budgeting technology aid?
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  drip 73: Budgeting with Friends?
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  drip 74: Paying for Vet School
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  drip 75: Financial Attitude
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  drip 76: Student Debt vs No Student Debt
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  drip 77: Credit Scores Refresher
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  drip 78: Retirement Accounts
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  drip 79: Time Value of Money and Compounding Interest
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  drip 80: Compensation After Vet School
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  drip 81: Student Loans Refresher
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  drip 82: Three Steps a Week!
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  drip 83: We're going (philosophically) deep!
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  drip 84: COVID-19 VETERINARY UPDATE
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  drip 85: Your Financial Goals
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  drip 86: Your Financial Action Plan
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  drip 87: Your Financial Control
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  drip 88: COVID-19 and Your Student Loans
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  drip 89: Analyzing Your Budget
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  drip 90: Summer's Coming! COVID-19 Edition
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  drip 91: Evaluating a Practice
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  drip 92: Your Financial Upbringing
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  drip 93: Locus of Control
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  drip 94: Your Important Papers
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  drip 95: COVID-19 Update
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  drip 96: Habit Formation
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  drip 97: Life Insurance
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  drip 98: Disability Insurance
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  drip 99: Black Lives Matter
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  drip 100: Recap
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  drip 101: Budgeting and COVID-19
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  drip 102: In-School Student Loan Estimator
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  drip 103: Should I pursue a boarded specialty?
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  drip 104: Advanced Education Programs
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  drip 105: Financial Self Awareness
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  drip 106: Budget Reminder
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  drip 107: Scholarship Search
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  drip 108: Independence Day
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  drip 109: Wellness Activities
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  drip 110: Financial Values
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  drip 111: Levels of Mastery
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  drip 112: Embracing the Struggle
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  drip 113: First-timeritis
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  drip 114: The Science of Learning
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  drip 115: Resource Highlight: VIN Foundation Borrow Better
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  drip 116: Planning for the Semester
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  drip 117: Self Reflection
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  drip 118: Preparing for the Semester
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  drip 119: Automatic Transfer
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  drip 121: Reassess Your Technology
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  drip 120: The Perils of Credit Cards
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  drip 122: Income During the Semester
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  drip 123: Habits to Begin the Semester
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  drip 124: A Look At the Why
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  drip 125: Your Financial Fears
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  drip 126: Conquering Financial Fears
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  drip 127: Treating Financial Fears
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  drip 128: Budgeting Weekly & Monthly
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  drip 129: Autopayments for Monthly Expenses
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  drip 130: Overdraft Protection
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  drip 131: Budget Reminder
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  drip 132: Borrow Better Webinar
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  drip 133: Analyzing Your Expenses
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  drip 134: Budget Percentages
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  drip 135: Financial Goals
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  drip 136: Suicide Prevention Month
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  drip 137: Wellness in the Age of Zoom
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  drip: Shelter Medicine
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  drip: Public Health
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  drip: Act Now to Save Tens of Thousands of Dollars
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  drip: Career & Income Well-being
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  drip: Meet Dr. Amy Anderson
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  drip: New Graduate Budgeting
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  drip: Credit Scores and the Veterinary Business
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  drip: Budget Check-in
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  drip: If You're in a Deficit
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  drip: Discretionary Income
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  drip: VIN Foundation Student Loan Repayment Simulator
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  drip: Budget Basics
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  drip: More Budget Basics
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  drip: Maintaining Financial Health
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  drip: Defining Your Financial Goals
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  drip: Set Spending Guidelines
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  drip: More on Cutting Spending
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  drip: Sticking to Your Budget
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Frequently Asked Questions


When does the course start and finish?
The course starts now and never ends! It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own.
What if I am unhappy with the course?
We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 30 days and we will give you a full refund.

Get started now!